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BAD CREDIT LOANS - Time Is To Go Up To Your Credit Score

You may feel unfortunate when you get a continuous denial from mainstream lenders. We still insist that you are fortunate to have bad credit loans in your favour. Yes, we have brought exclusive deals on these loans so that you can go up to your credit score.

We are not the alternative to others because we offer loans on a different platform. It is built on four pillars – Flexible, Quick, Reliable and 100% online bad credit loans.

  • Flexible – our interest rates and repayment schedules are according to individual’s capacity;
  • Quick – we bring everything quickly to your financial benefits;
  • Reliable – Our loans have already helped a number of individuals with lower credit scores;
  • 100% Online – We accept the only online application as it is the only way to help you instantly.

At SafeMoneyLoan, loans for bad credit are available for those with adverse or very poor credit scores. It means people with County Court Judgement (CCJ) can also apply to borrow significant funds.

HOW ARE VERY BAD CREDIT LOANS FROM DIRECT LENDERS POSSIBLE?

An adverse credit score is something like a blot to your financial profile. However, there must be some circumstances causing CCJ or a very poor credit score against you. Still, there is always a possibility of very bad credit loans from direct lenders in the UK through no credit check policy.

Yes, no credit check is what you need to have on your deal to get the approval. There is another reality that no lender can offer a loan without a credit check, but it means that there will be no search footprint to your credit profile. We assay your loan application on a soft credit check, strengthening your chances of loan acceptance.

In some circumstances, we may consider no credit check. These may include:-

  • You must be improving significantly to your recent financial performance;
  • You are applying for the loans for the very first time;
  • You have already applied for the previous loan with us, and we have already known your credit score.

SAFEMONEYLOAN – YOUR OWN DIRECT LENDER

Bad Credit Loans Very Bad Credit Loans
Borrow from £1000 - £10000 Borrow from £1000 - £5000
Repay loan up to 60 Months Loan term from 3 months to 36 months
Competitive interest rates Competitive interest rates
Employed, unemployed and self-employed can apply Unemployed and self-employed can apply
Soft or no credit check Soft or no credit check
£9 late repayment charges £11 late repayment charges
No prepayment fees No prepayment fees



WHAT ARE THE FEATURES OF LOANS FOR BAD CREDIT?

Your wish to get affordable loans for bad credit fulfil here. We have designed loan features that match everyone’s needs. Some of them are mentioned below:-

  • No fees and No Hidden Charges
    Our loans are beyond any unnecessary charges. It means you only have to pay interest rates quoted in the initial stage. We are here to ease your financial stress and therefore do not demand any upfront charges or processing fees.
  • Same Day Payout Possible
    We process loans online, which confirm the possibility of a same-day payout. As soon as you submit your loan query, we will start working on it and approve your loan within a few minutes. Subsequently, we release the expected funds to your bank account on the same day.
  • Nothing needed to use as a loan security
    Many borrowers worry about the assets to put as the loan security. Here, you do not need to worry about such things. You can apply for our unsecured loans with a bad credit score. Instead of collateral, we consider your income capacity to approve the loan.
  • Almost Guaranteed Acceptance
    Our loan deals are specifically prepared for those with poor credit scores. There is always a chance of getting guaranteed approval. There is no reason of denying your loan application when we dedicate these loans only for you.
  • Loans to help build credit
    Specialised deals, no credit checks and flexible repayments, all these factors will help you to build your credit score. Leave behind what has happened in the past. Focus on your recent financial commitments and improve your credit scores for more funding opportunities.

HOW SHORT-TERM LOAN DIFFER WITH LONG-TERM LOAN FOR BAD CREDIT?

You may wonder whether long term loans for bad credit are available or not. It is especially when most small personal loans are available for bad credit people. With maximum lenders feeling the risk to disburse large funds to those with less-than-perfect credit scores, we may offer you larger funding but only in specific circumstances.

You must be improving significantly to your credit score or have already applied for a loan with us to get a long-term bad credit loan. However, exceptional deals are already available for those aspiring for a 12 month loan bad credit with no guarantor from a direct lender.

Short-Term Loans for Bad Credit Long-Term Loans for Bad Credit
Ideal option for a financial emergency Best to fetch funds for larger financial goals
Competitive interest rates Lower interest rates
No guarantor or collateral is required Either guarantor or collateral is needed
Get funds on a full-time or part-time income Approval on full-time income only
Soft or no credit check Soft Credit Check
For excellent to very poor credit scores Applicable up to bad credit category



CAN I GET VERY BAD CREDIT LOANS WITH NO GUARANTOR FROM A DIRECT LENDER?

Perhaps, the most significant constraint for those with poor credit history does not have a guarantor. Many people struggle to find the guarantor because of their less trustworthiness. Therefore, they look for deals on very bad credit loans with no guarantor from a direct lender in the UK.

Your search for such deals will end at SafeMoneyLoan. We are ready to offer you loans with no guarantor on specific circumstances, such as:-

  • Your monthly income has the affordability to repay the loan;
  • You are significantly improving in your credit record;
  • The amount to borrow is small, only manageable from your monthly earnings.

As the responsible private lender, we understand the compulsions of not having a guarantor. It takes a lot of time because the person should have a positive credit history to take your guarantee. When you need only a small amount, there is no need to get busy in such formalities.

The interest rates will remain modest as you show us your loan affordability.

HOW MUCH CAN I GET ON NO GUARANTOR BAD CREDIT LOAN?

Many direct lenders in the UK do not favour disbursing large amounts to those with poor credit history. Some of them even deny offering a small amount too. On the other hand, we have prepared deals that start from a pound 1000 loan with no guarantor for bad credit.

Such an amount is considered the most common to solve short-term financial issues. We do not need any guarantor despite your credit history being not satisfactory.

1000 pounds is only the starting amount. In fact, we can offer a maximum amount of up to pound 10000 loans for bad credit with no guarantor.

£1000 No Guarantor Bad Credit Loan
  • Urgent Car Repair
  • Paying Rent
  • Buying a Gadget
  • Medical Emergency
  • Credit Card Payments
£10000 Bad Credit Loan with No Guarantor
  • Debt Consolidation
  • Urgent Home Improvement
  • Filling Funding Gap
  • Purchasing a Vehicle
  • Holiday Expenses



CAN I AVAIL LOANS ON BENEFITS WITH BAD CREDIT?

There are many unemployed or those on physical disability living on government benefits. Sometimes, these benefits are not enough to manage every expense, and extra funding is realised. We can offer loans on benefits with bad credit, not an issue in such circumstances.

You should know that not every lender agrees to offer loans on benefits. They feel unemployed people are the risky borrowers to fund. On the other hand, we are ready to take that risk and accept those benefits as the route to make repayments.

See below what other loans we offer on benefits:-

Unemployed Loans: When you lose the full-time income, you can come to us to apply for unemployed loans for people on benefits.

Payday Loans: Face financial emergency with firm support from us. Get instant funds from our payday loans on benefits.

Personal Loans: Arrange funds for your wedding or purchase any electrical item for your home by applying for our personal loans on benefits.

Are you living on benefits but need a loan today from a direct lender with bad credit, not an issue? Come to us. We are ready to back you financially.

WHY SAFEMONEYLOAN TO GET VERY BAD CREDIT LOANS?

SafeMoneyLoan is the safest lending place to expect very bad credit loans on guaranteed approval with no guarantor and no broker. We ensure that you get affordable loans from us so that repayments will not be an issue of concern.

With us, you have the following advantages:-

100% Commitment No Early Repayment Fees No Third-Party
You find the total commitment from us that ensures sufficient funding and a financial revival If you want to repay the loan early, you are welcome to do so. We won’t charge any fees from you. You connect with us directly, and we are prepared to give you direct benefits of loans.




FAQs

How do you obtain loans with bad credit scores?

If you want loans with bad credit, then follow these instructions:

  • Find a reliable lender
  • Choose the right loan amount
  • Apply online to get instant funds
  • Repay the loan on time
Is getting quick loans for people with bad credit difficult?

It is not difficult to get quick loans on bad credit scores. The direct lenders in the UK offer specialised loan offers for the borrowers of the bad credit category. You only need to keep your recent financial performance good and not use credit cards.

Are Very Bad Credit Loans Applicable for Business Purposes?

Our very bad credit loans are available for any financial purpose. If you are running a home-based business or a small one, you can use the borrowed funds. However, loans may not be applicable for larger business aspirations.

I have a very poor credit score. Can I get a Bad Credit Loan?

Yes, you can apply for our bad credit loans. Our primary purpose in offering these loans is to fund your financial needs or enhance your credit score. Therefore, we offer loans on flexible repayments.

How to Get Very Bad Credit Loans on Lower Interest Rates?

Traditionally, bad credit loans or very poor credit loans attract higher interest rates. It is because loans do not have the support of a guarantor or collateral. You need to be very sharp enough in your recent financial commitments to get the competitive rates.

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